How To Become A Public Adjuster

Learn How Public Adjusters Can Make +$100,000 In Their First Year From The #1 National Association of Public Adjuster 

Ed Walsh


Runs a nice size firm Loved by contractor and has more work then his firm can handle.


Ed's been with PANA since March 2016

Hi I’m Mark Houser President of Property Adjustment National Association.

I’m going to walk you through what it takes to become a public adjuster and what the life of a public adjuster looks like.

You’ll learn how this career you have properly have never heard of can change your life and the lives of the people you help.

So What In The World Even Is A Public Adjuster?

  • For the rest of you, a public adjuster is someone who works for a property owner against their insurance company in a property damage claim.
  • Basically like a lawyer but in a very narrow field and with no law degree and we don’t leave our clients with less than they need after getting paid.
  • The goal of a Public Adjuster is to maximize the settlement of the property owner.
  • Typically you are working with homeowners and commercial property owners.
  • Most Public Adjusters are sadly poorly trained.
  • In contrast the typical insurance adjuster that most people are aware of works for the insurance company. They are generally trying to minimize or deny the settlement the insurance company has to pay out.
  • Insurance adjusters can cover a wide variety of different types of property losses beyond what a public adjuster deals with depending on their training. Typically they aren’t well trained, often with only a few weeks of training or less, and the training they do get, a lot of that is how to minimize a claim.  
  • Typically this is an entry level position at an insurance company and most people don’t tend to stay as adjusters either moving up the ladder or more likely moving to greener pastures. You can only take so much of telling people no when they are most vulnerable.
  • Then there is a third type of adjuster called an independent adjuster. They work with insurance companies but unlike their in-house counterparts they are free agents who often work for multiple insurance companies.
  • Insurance companies typically use them in areas where having in house adjusters isn’t feasible or when they need extra adjusters in an area such as after a hurricane or a flood.
  • Because they don't work directly for insurance companies they always run the risk of being replaced as insurance companies try to pit independent adjusters against each other to get the lowest costs.

So Why Would Someone Even Need A Public Adjuster?

  • As a property owner it is your job to demonstrate to the insurance company for what reason and why you need to be paid.

  • This isn’t the insurance adjuster's job, contrary to most people's beliefs.

  • The typical property owner, however, isn’t prepared for this.

  • They don’t understand what their policy covers.

  • They don't know what things cost to repair or fix.

  • And often they don’t have the time to figure it all out.

According to one study, Public Adjusters on Average increased 574% more money for their clients than people who went it alone vs taking what the insurance company is willing to pay.

Because most people don't know what their homeowner’s insurance covers they try and rely on the insurance company to tell them if they have coverage or not.

BIG MISTAKE.

Homeowner’s all the time say one wrong thing and have the insurance company say, “Sorry you’re not covered for that.” when they are.

Here is an example. “The Sewer backed up”, the insurance company will deny you because they don’t cover water damage from the sewer or they would call groundwater.

But that isn’t what happened.

That water isn’t from the sewer, it’s your water from your home that was blocked that came back into your home.

The sewer almost never backs up, if that were the case all your neighbors would have the same problem.

There are hundreds of these little phrases that insurance companies will use to deny claims before they even get started, many of which the policy really does cover.

The claims that don’t get outright denied are more often than not minimized.

As A Public Adjuster You Stand In The Gap Protecting The Interests Of Homeowner’s And Commercial Property Owner’s

Remember how I said public adjusters are like lawyers?

Besides not having a law degree, there is one other key difference.

Here at the association, we believe in doing no harm like a doctor

That means always getting the homeowner what they need to fix their property after we take our fee.

No leaving people with damaged property that they can’t afford to properly fix because your fee is too high.

In most states that is no more than 20- 25% for small claims $50,000 and down and 10% for big claims.

Because in large claims you will find damaged personal property which is paid out at actual cash value which is replacement cost minus depreciation.

So to guarantee the client what they need and still cover our fee it needs to be done at 10%. (Some states called caped states have caps that are lower than 25% for any size claim typically 10% to 12.5%)

How Do Public Adjusters Leave Enough Money For Homeowners If They Take 20-25%?

Two ways:

O&P And what we call getting down to the ridiculous

O & P?

  • O&P or Overhead & Profit is added to claims and adds 10% and 10% or 20% to the final claim amount.
  • Typically this is one of the things that insurance companies fight over and for most homeowners they don’t even know they deserve it.
  • We teach how to get O&P every time. (This is something that most public adjusters don’t even know how to do)
  • This is an additional 20% beyond what the costs of repair are and the courts say the insured is do.

“Getting Down To The Ridiculous”?

Everything has a value.

 

Even the simple job of setting and removing of switch plates has a value, and can be found in every software out there.

 

We teach public adjusters to make sure everything is accounted for in the estimate and that a reason is given for when it is included.

 

The typical contractor estimate is three lines item with a total.

 

We teach Public Adjusters reconstruction methods so that you understand how something should be fixed or repaired the right way, and then how back it up with documentation or facts and evidence.

 

No Inflating Of Estimates Just To Make Them Bigger!

So Who Is PANA?

We are Property Adjustment National Association one of three national public adjuster associations and currently the biggest.

And The Only Association That Owns A School That Teaches And Trains Public Adjusters.

  • Every other “school” out there only teaches how to pass the public adjuster license test for each state or how to use an estimating software.

  • This is why most Public Adjusters are poorly trained.

  • Passing A Test Does Not Prepare You To Be A Public Adjuster

  • Before We Came along No Public Adjusters where properly trained.

  • At best you would have some who were converted insurance adjusters but for the most part public adjusters have been trained by whisper down the lane methods taking years, and they still have massive gaps in their training.

  • They simply follow around another public adjuster for years hoping to pick up whatever scraps they can along the way.

So How Can You Make $100,000 + In Your First Year As A Public Adjuster?

Let’s do a little math.

  • One $10,000 claim at 20% (in non-cap states) = $2,000 (10% in cap states) = $1,000

  • About 4 hours’ worth of work.

  • You do just one of those a week you just made $8,000 a month or $96,000 a year at 20%. You do just one of those a week you just made $4,000 a month or $48,000 a year at 10%.

  • And that is the lowest type of claim that you will see.

  • It isn’t hard to find $10,000 claims.

  • The Average cost of a claim the insurance company pays out in 2015 (this has increased every year) is $11,402 x 20% = $2280.40 x 4 = $9,121.60 x 12 = $109,459.2

  • Just about 5 out of every 10 homes have a claim between $5,000 and $10,000 right now. And when it comes to damage it doesn’t take much before it gets to over $10,000.

  • $11,402 is what the insurance company on average pays out as a Properly Trained Public Adjuster you always beating the average.

  • Larger claims of course take more time than 4 hours but they also pay better too.

  • It is all how you position yourself.

  • You could also do it a slightly easier way by doing 1 $1,000,000 claim where you make 10% or $100,000.

As a public adjuster, you have lots of ways you can make over $100,000, it is all about if you’re willing to put in the work.

After all $1,000,000 claims don’t just fall out of trees. (They can however be caused by trees falling on covered property… 🙂

How Do You Find Work As A Public Adjuster?

  • Most public Adjusters idea of marketing is joining a networking group like BMI. But that isn’t really marketing.
  • We teach you how to work with other professionals.
  • You’ll learn how to put yourself in the path of work, so it flows right to you.
  • Contractors, Realtors, Plumbers We teach you how to setup a network of people who see claims all the time and who you can help solve problems for by finding money that they otherwise wouldn’t be able to get.
  • One top of that we will teach you how to build a firm, with other public adjusters under you so you can make money even when you don’t work. You Make A Cut Off the top kinda like a real estate broker does with real estate agents.

Typical Job = You Work You Make Money


Typical Job = You Don’t Work You Don’t Make Money

Once You Build a Firm You Go From Having a Job Where You Are Your Own Boss To Owning A Business Where You Make Money Even When You Don’t Work

That is what is before you. Freedom to work when and how you want.


If you think you’re not smart enough to do this your right as of now only because you haven’t been taught by us, but you will. (Time + Knowledge + Effort = Success)

Want to work a lot and make a lot of money we will teach you how to build your business that way.

Want to work a little and spend time with your family or doing your favorite hobby but still want to make a decent income?

We Can Help You Do That Too!

You Are Never Alone

  • When You Join The Association You Join A Family of like Minded Brothers and Sisters Who All Want To Help Each Other Get The Most for Their Clients.

  • Most Public Adjusters Outside of the Association aren’t that way. All They care about is their own little kingdom, their little piece of turf that they control.

  • And they do everything they can to stop anyone else from coming and taking a part of what they think is theirs.

  • But it isn’t theirs.

  • It is homeowners and commercial property owners who need your help.

  • That isn’t a game or some hill that someone can claim, it’s a person in need.

And You Can Be That Person Who Helps That Person In Need

When people go through claims it is often an emotional time for them.

Their home or place of business is no longer whole, and you step into that and solve that problem for them.

That Is What All This Is Really About, Helping People Who Need Your Help.


If That Sounds Like Something You Want To Do Here Is What You Get When You Join The Association:

For Whom the Bell Tolls by Ernest Hemingway

“Today is only one day in all the days that will ever be but what will happen in all the other days that ever come can depend on what you do today, each moment of each day is a test that determines your future.”

We Have Two New Area's, Constructional Engineering Broken Down In To 8 Section Coming Out End Of May:

* Permits and Engineering * Surveying for Construction  *Concrete   *Wood Basics  *Steel  *Masonry  *Plumbing  *Heating * Ventilating & Air Conditioning
With backup information.

Plus a new Amazing Method of working with Terrorist Negotiation Techniques coming Out In July.

Downloads

How To Get PayPal Credit


Financing

Want More Than 6 Months of 0% Interest? 

Get 0% interest for your first 15 months from american express. Credit approvals in 30 seconds. Instant access to credit card numbers upon approval, so you can use the card right away without waiting for the physical card to arrive. 700 and above credit score recommended.

Get Financing

  • State Specific Test Training
  • Lifetime Access To Online Training
  • Exam Simulator
  • Homeowner's, Commercial & Business Policy Training
  • Public Adjuster Marketing Course
  • Client Paperwork (Sample Contracts) & Form Letters
  • Estimating Scoping Training & Power Estimates
  • Negotiating, Presenting, Documenting & Letter Writing
  • Appraisal & Lawsuit Preparation
  • Lead, EPA Mold & Asbestos Training
  • Federal & State Case Laws Library
  • Lifetime of Phone & Email Mentorship
  • Step by Step Claims Processing
  • Presenting & Negotiating Claims
  • Success & Information Resources
  • Private PANA Facebook Group
  • PANA’s CE Credits (online low cost)
  • 4 Webinars per year
  • Online Tool & Book Store
Masters Program One Payment Plan $3,000 Plus "Three Memberships for $3,000 Split the Cost With A Partner or an Employee"

Call Us After Signing Up 215-499-8629 "So We Can Start You As A Master PA Now"

$3,000
One Time Payment (In Depth Personal Mentor-ship)
Join Now

  • State Specific Test Training
  • Lifetime Access To Online Training
  • Exam Simulator
  • Homeowner's, Commercial & Business Policy Training
  • Public Adjuster Marketing Course
  • Client Paperwork (Sample Contracts) & Form Letters
  • Estimating Scoping Training & Power Estimates
  • Negotiating, Presenting, Documenting & Letter Writing
  • Appraisal & Lawsuit Preparation
  • Lead, EPA Mold & Asbestos Training
  • Federal & State Case Laws Library
  • Lifetime of Phone & Email Mentorship
  • Step by Step Claims Processing
  • Presenting & Negotiating Claims
  • Success & Information Resources
  • Private PANA Facebook Group
  • PANA’s CE Credits (online low cost)
  • 4 Webinars per year
  • Online Tool & Book Store
Masters Program Payment Plan $3,500

1 payment of $400 followed by 10 payments of $310 every 30 days

$400
Pay Over Time (Problem solving Mentor-ship)
Join Now

  • State Specific Test Training
  • Lifetime Access To Online Training
  • Exam Simulator
  • Homeowner's, Commercial & Business Policy Training
  • Public Adjuster Marketing Course
  • Client Paperwork (Sample Contracts) & Form Letters
  • Estimating Scoping Training & Power Estimates
  • Negotiating, Presenting, Documenting & Letter Writing
  • Appraisal & Lawsuit Preparation
  • Lead, EPA Mold & Asbestos Training
  • Federal & State Case Laws Library
  • Lifetime of Phone & Email Mentorship
  • Step by Step Claims Processing
  • Presenting & Negotiating Claims
  • Success & Information Resources
  • Private PANA Facebook Group
  • PANA’s CE Credits (online low cost)
  • 4 Webinars per year
  • Online Tool & Book Store

You have 4 business days to cancel membership after purchase.

We Will Help You Find Your First Claim And Help You Process It.

So You Can Pay Your Membership Off After You Are Licensed 

Call Us After Signing Up 215-499-8629

Check Out Our Associations Trainers And Experts

Mark Houser Who Will Be Your Personal Mentor

Mark Houser , when trying to help his clients with challenges, found that many of his clients were having troubles with their insurance companies with homeowners insurance claims. So Mark started working with a public adjusting firm learning how to become a public adjuster. He received his license as an adjuster and became a Regional Vise President with the largest company. So, Mark went to Vale National training school for adjusting. Then he devoted many years learning the business of adjusting. He had gained such an understanding of the business that he decided to work towards changing how adjusting for the homeowner is done. Now he is teaching other people how to aid him in helping others. Mark is the founder of Property Adjustment National Association. Now The largest National Public Adjuster Association.

Steve Patrick

Steve Patrick Owner of LP Loss Consulting and National Speaker in the contracting industry. LP Loss Consulting is the largest appraisal company and the most powerful in the states. Steve also was a trainer at Vale National training school for adjusting. Steve Patrick Is One Of Our Master Trainers In Appraisal. Over 2,000 Roofing Claims Only Seven Did He Not Get Overhead & Profit

Don Wood

Don is a licensed Public Adjuster in New York, New Jersey, North Carolina, Florida, Texas, and Oklahoma.   Don has several decades of experience in the related fields of construction, general contracting, and property insurance, and is a thought leader in the public adjusting industry. Don has delivered Continuing Education programs for public adjusters in Texas and New York. In addition to public adjusting, Don is a Certified Professional Estimator with the American Society of Professional Estimators, member of the International Code Council, and a Windstorm Network Wind Certified Appraiser and Umpire. Don is past President of the Texas Association of Public Insurance Adjusters (TAPIA). Don is the one that made most of what is the top of the attorneys millionaires after the Katrina hurricane.

Matt B. Phelps

The practice of engineering is governed by individual states, whose requirements and practices vary. Matt B. Phelps, APEC Engineering & Laboratory chief engineer. Our forensic investigations can determine the percent of damage caused by wind and water. Our rigorous methods, based upon ASCE-7 and FEMA-55 engineering methods, are true and accurate representations of damage caused by a destructive event, such as a hurricane. We provide expert witness for parties that are involved in a dispute relative to causation of damages from an event of destructive force.

Chip Merlin

Since 1983, Chip Merlin has served as a plaintiff’s attorney with a focus on commercial & residential property insurance claim disputes and bad faith insurance litigation. Chip is a noted national authority on insurance bad faith, lecturing to national trade groups and publishing a number of papers and articles on the subject for organizations such as The American Association for Justice, The Florida Justice Association, The Windstorm Insurance Network, and Trial Magazine. As founder and president of Merlin Law Group, Chip has dedicated his practice to the representation and advocacy of insurance policyholders in disputes with insurance companies nationwide.

 Chip Merlin From Merlin Law Group
The Number One Law Firm With Homeowners Claims


Chip Merlin The Founder of FAPIA And President Of The Wind Storm Conference And Mark Houser The Founder Of PANA The Largest Public Adjuster Association In America 

Jonathan Wheeler Trainer

Jonathan founded The Law Offices Of Jonathan Wheeler more than 25 years ago. He wanted to build a firm whose focus was on seeking justice for individuals and businesses throughout Pennsylvania and New Jersey, particularly against larger insurance companies.

He has extensive experience in Personal Injury, Property Damage, and Insurance litigation. He specializes in Construction and First Party insurance claims, Bad Faith litigation, and Insurance Company misconduct.

Winning The Largest Class Action case Against State Farm

John Wood

J.D., NYU School of Law B.A., summa cum laude, Texas Christian University Honors: 

Phi Beta Kappa HEB-ISD Hall of Fame Numerous Creative Writing Awards 

Statement of Client’s Rights

Kevin Kaufmann

Kevin has earned the distinction S.P.P.A. Senior Professional Public Adjuster, having founded Property Adjustment Corporation in 1990. Kevin is certified in Property Claims and Commercial Fire Coverage and is trained in Commercial Building Restoration. He is a licensed public adjuster in Pennsylvania, New Jersey, New York,Maryland, Delaware,North Carolina and Florida and is an active member of the National Association of Public Adjuster as well as the Mid-Atlantic Association of Public Adjusters.

Trainer Speaker

 

Dr Michael Capilli Former President of AAPIA


On Reciprocal Licensing


AAPIA

Module #1 State Test Training

This module teaches you how to pass the state test to become a public adjuster. It is all about the ISO (Insurance Service Office) and their guide lines. The only thing that is different between tests is the state regulation part.

Module #2 Step by Step Claims Processing 

How to handle every aspect of a claim. Learn not just what to do but also how to think about every different part of a claim

Module #3 Homeowner's Policy & Client Paperwork

In this module you will learn about the details of the ISO (insurance Service Office) which the day to day policies are approved by and guided by. You will learn what you need to know to always be the smartest person in the room on policy. You will see and understand the best paperwork in working with your client.

Module #4 Commercial Package

You will learn the information needed to get into doing Commercial claims, you know the ones that pay the big bucks.

Module #5 Power Estimating & Software

In Estimating & Software you will be trained to be up to speed in a short time and can day by day deepen your understanding in estimating, as well in Mold, Lead and Asbestos and training in software and Fire, Flood. Showing you how to add authoritative notes to each line of the estimate (facts and evidence)

Module #6  Building Authoritative Notes For Power Estimate Library & 30 Hour OSHA Construction Video Course

We have Building Code Library and Videos & OSHA Library and 30 hour Video Contractor Course & Example of Manufacture Recommendation Installation

Module #7   Complete Master Library Of Contracting

We Have 9,674 pages contractor's Library with all the math

Module #8  Presentation & Negotiating &

You will learn negotiating, documenting, letter writing, appraisal and court preparation, which is a very important part in handling a claim. We go in detail in every aspect of this to the point that you could run an appraisal business as well.

Module #9  Documentation

Have All The Template Letters & Documents and Contracts

Module #10  Appraisal

Learning every aspect of Appraisal and all of the forms.

Module #11  Preparing Claim For Law suite 

Being educated with the same information that the top attorneys use to teach their attorneys in how to win their cases 

Module #12 Federal & State Case Laws Library

 A library of federal and state case laws to demonstrate to insurance companies why they need to pay what your estimating.

Module #13 Marketing Claims As A Public Adjuster

In this module we teach you how to market as a public adjuster. We go way beyond simple marketing tactics like BMI groups. This is the stuff you can't find anywhere else, because nobody else teaches it.

# 14 Building Your Firm & Association Store

Things to help build your firm

# 15 Engineering Better Than Haag Engineering

Learn How to Beat Haag Every Time

Bonus #1 Lifetime of Phone & Email Mentor-ship

You Are Never Alone. Besides the training and information on the site you can call (10 am - 4 pm est) and email to get additional answers to solve problems as you need them. This option may not be available forever as we grow it simply won't be possible to always include this... so get it while you can.

Bonus #2 Exclusive Facebook Group

Network and talk to public adjusters from across the industry. Get access to new updated training in real time.

 

Full Course Contents

Here's a breakdown of the full contents of our exclusive Public Adjuster Training Course.

  • State Specific Test Training
  • Lifetime Access To Online Training
  • Exam Simulator
  • Homeowner's, Commercial & Business Policy Training
  • Public Adjuster Marketing Course
  • Client Paperwork (Sample Contracts) & Form Letters
  • Estimating Scoping Training & Power Estimates
  • Negotiating, Presenting, Documenting & Letter Writing
  • Appraisal & Lawsuit Preparation
  • Lead, EPA Mold & Asbestos Training
  • Federal & State Case Laws Library
  • One Year Of Phone & Email Mentorship
  • Step by Step Claims Processing
  • Presenting & Negotiating Claims
  • Private PANA Facebook Group
  • PANA’s CE Credits (online low cost)
  • 4 Webinars per year
  • Online Tool & Book Store
  • Training FAA Licensing To Flying Drones That Cost Less Than $100 With Great Features
  • Three Short Term Executive Housing Buttons For Disaster For Your Clients

Become One Of The Elite Public Adjusters

Most Of Our Members

Greg In Class

Testimonials

I've been involved in roofing and construction for a number of years. One problem I ran into as well as many of my friends in the roofing business, was losing jobs to the insurance company refusing to pay legitimate claims because of loop holes and other criteria which they claim disqualified the insured from being covered from storm damage.

After experiencing this frustration for a number of years I found Mark's school online and figured I had nothing to lose.

Recently one of my customers had an insurance claim which the insurance company only agreed to pay for half of the roof. I prepared myself by spending 10 minutes on the school's website to review the information I needed to properly handle the claim... And only 5 minutes on the phone with mark asking a couple of quick questions.

Sure enough after initially meeting with the adjuster he claimed the insurance company would only pay for half of the roof.

I have never been a great debater and often have had difficulty arguing with adjusters. After only 5 minutes discussing why the insurance company was responsible for replacing the whole roof, the insurance adjuster shock my hand... returned to his car and returned with a check for the full amount of the entire roof.

Without the websites resources I would have never been able to negotiate the claim so easily.

Brent Fening
Brent Fening Roofer

I joined the property adjustment association back in late august of 2011. It was one of the best things I could of done for myself. I originally started just to get the information because my parents... we suffered a real bad hail storm in chicago in june and the insurance company was giving them the runaround. So I joined just to you know get some knowledge under my belt and try to get a better understanding of the insurance companies and how they work and everything.

But with the knowledge and information that Mark Houser equipped me with I was able to double my parents claim. When word got out about what I was doing before I even got a chance to even think about being a public adjuster or doing anything towards that nature I already had contacts from friends and referrals from what they heard about what I did with my parents place.

And ever since then it has just been a race moving to learn and get as much knowledge or information as I can to forward to the next steps.

Every time I call mark he is always there, always picking up the phone, always answering whatever possible question I could possibly ask.  No matter has crazy it might sound he always gives a good answer for it.

I just don't know where I would be without Mark Houser, he is just a god send. A real helpful person. And made me change fields and go directly into public adjusting and this is all I want to do with all the information that he has, no need to reinvent the wheel.

He has it all laid out there for you guys. Once again thank you Mark for everything that you've done. 

Shaheed Tamir
Shaheed Tamir Illinois Public Adjuster

Micheal

Mark,

I met some guys from Merlin law group, Steve Patrick, Don Wood, Tristan Farrell, Adrian Enrique, Mike Degregorio (roofer about to be a student of yours) and a whole bunch more past. I have referred Josh Garrick to you. I feel like I'm a good fit and have a few businesses that will provide a good income while I train. I am overwhelmed by what I learned at Win the Storm. I have read most of delay, deny and defend. I ordered from good hands to boxing gloves, that you talked about.

I'm getting ready for the next storm. Don Wood says I can work for him at Suncoast.

Thanks for putting the training together.

 

Rusty English

 

The program has worked very well... We were successful in implementing our first cracked rafter claim.

Essentially what the program has allowed me to do is negotiate with the insurance adjusters and really take control of the whole adjuster meeting. The adjusters here that we work with have come to know that we know what we are talking about and respect our figures and everything else...

The program has provided me with much of that knowledge and definitely the knowledge in how to inspect and where to go for the resources to make sure we can implement the claim properly...

And if I were to say anything to anybody that is getting into this business, it's a great program, very reasonably priced.

The most important advice I would give anybody getting into this business is that you have to get by the first knoll and erase from your mentality that the insurance company is the authority. You have to be the authority when negotiating with the insurance company.

This program teaches you and allows a person to understand how to become that authority.

So if it were me getting into this business again and again I would say this program was the best piece of information or source or resource that allows me to negotiate day in and day out with insurance adjusters...

And then beyond that is the ability to call and get some one on one consultation or backup... is this correct is this not correct.

Overall can't beat the program.

Don Schuett
Don Schuett Minnesota Public Adjuster

I felt that it was a good blueprint for me to follow to start my business. I went out on my own so I had some experience but didn't have the overall experience.  I have used it as a tool, I've thrown in some of my own stuff but I have used it as my blueprint to help me establish and understand the process from start to finish.

I think and what I really liked about you mark from the beginning is you where brutally honest, you know it was like a father and son type thing, like "Did you do this?" no. "Why not? you know you should do it that way". And repetition and hearing it a lot you just start doing it that way.  I think that is important, and not just sugar coating things and saying oh that is ok, don't do it next time. No! "Why didn't you do that? you should of done that."

You showed me the things I needed to learn and that was really important to me and helpful to me in gaining my confidence and preparing myself for the next claim.

I think for me it was a combination of both the information and being able to get answers when I needed them. I think it was important to have the site and be able to go out there day or night any time I'm connected to the internet, to go out and look for an answer or an answer to a question, even if it is in the middle of the night. But on the same token, it was really important to me to pick up the phone and call you as well and have that one on one conversation and pick your brain and ask you question and you come back at me with things. I think having both made it very powerful tool for me. And then as well with being able to reach out to other members of the organization and picking their brain on things and building relationships with others.

It feels great making 6 figures. I started my company right around 3 years ago (this was said about 2 years ago) . We have been very fortunate with some of the big storms that have come through, notably hurricane sandy but we also do a lot of daily claims and don't need to depend on the big storms to come through. I mean I like the big storms but I don't need to depend on them, I think growing the business thru daily claims is also very important. The income last year was phenomenal. We did a significant amount of business last year.

I think it is important that you have to look at it as an investment in yourself. If you where to start any type of business you have to make an investment. And you know to me this is a very small investment for a very large opportunity. And you get access to a wealth of information, to a public adjuster community within the association, and access to mark and his team. I believe if it is something your looking into or have interest in or maybe have some background in it is definitely something you should take seriously and give it a try. I don't think you will be disappointed. 

John Meli
John Meli New Jersey Public Adjuster

Join The Association's Education Today! 

Join Now!

Have Questions? Call Mark Houser 215-499-8629

We Are Now In 43 States

Some Of Our Members

First Name Last Name
Anthony Conn
Bryan Brewer
Charlie Mitas
John Bellerose
John Granberry
Lewie Robinson
Marcus Ray
Mike Curtis
Randall Bowers
Reed Haws
Afshin Khalilzadeh
Darrell Such
Frank Abag
Hiuro mardirossian
James Silva
Kelvin Smith
Khoa Truong
Laura Williams
Manuel Avila
Mica 'Cody' Born
Ovanes Arutyunyan
Seth Knudsen
Sheila Criado
Stanley Wainie
Steve Boydstun
Ted Atwood
Terry Fletcher
Tom Ditropouloss
David Nicodemus
Dennis Edwards
Don Dill
John Anderson
Kelly Dunn
Michael Flanagan
Paul Boruta
Peter Martinez
Robert Meyers
Ronnie Stacy
Scott Benglen
Steve Brown
Steven Glass
Thomas J Price
Marcello Pirane
Perry Bennett
Scott Tearman
Warren Toless
William C. Rule
Clay Ridings
Jerrie Taylor
Michelle Spinks
Sean Regan
Alex Dumervil
Bob Eisenberg
David Hickey
Didier Mompoint
Efrain Rivera
Frank nunez
Johnangel Angelalba
Joseph Youngg
Josue Antonio
Ken Weldgen
Mark Collinss
Max Sanchez
Michael Gezzar
Norwood Davis
Pamela Brown
Peter Ridulfo
Ramon Rivera
Ricardo Barnes
Robert Mack
Ruben Calas
Steven Lorenzo
Wakamba Guichard
Welton Medeiros
William *2  Rilea
William Jeffrey Sabin
Andres Miller
Anthony Fitzgerald
Brandon Guyton
Christian Rosa
Debowrah Yahweh
Devi Jakamah
Elaine Macgonigle
Gary Arygelatt
Gil kreisel
Kareem Dewberry
Lateef Alade
Leia Travis
Marvin Patterson
Nancy Murray Reeves
Samson Bekele
Terry Turner
Delphin Alexander
Rocky Sylvester
Brent Johnson
Matthew Fusco
Brian BIllings
Deborah Mccarthy
James Davis
Adam Kwon
Andrzej Kowalik
Bo Smith
Chris Aumiller
Clarence Brown
Craig Walker
Crystal Gordon
Curtiss Boykin
Dewey Morgan
Edward Kopp
Everett Walker
Gabino Izguerra
Gaetano DiMaggio
Gilberto valdez
Gregg graubins
Javier Montes
Jerome Pawelec
John Green
Juan Casarrubias
Kenneth Janusz
Kevin MCarthy
Malcolm Tate
Marcin Krukowski
Michael Flores
Michael Kelley
Michael P. Renehan
Michelle  Molina
Mike Degregorio
Patrisia squivel
PETER Kretowski
Richard Jeziorski
Robert Thaynes
Scott Lennington
Shaheed Tamir
Steve Essary
Thomas Allen
Thomas Bonner
Aaron Christy
Abdulla Brown
Adam brown
Andrea Hollinghead
Cole KIne
Jason Webb
Lawrence Bennett
Robert Frisby
Shawn Blank
Verly Booher
Bruce Belanger
David L Pitman
Eric Ker
Kenneth Stokes
Jesse Latham
Joshua Oshuahoryn
Robert Deckard
Colton Hagler
Eric Wenger
Kerry Klein
Michelle Timberlake
Amadou kamara
Dan Sault
Jamie Williams
Keith Evincent
Mark Paskell
Mark Ryan
Roderick Curry
Brenda Nichols
Chris Thomas
Hollie le
James Raeford
Matthew Frazier
Mohamed Soah
Rodney Johnson
Ronald Coyne
Rudy Rudacil
Tauye Harris
Terrence Johnson
Thomas Egeberg
Belinda Bates
Bob Grumbling
Carmita Ballard
Dave Orsini
Dennis Sawyers
Diane Barnes
Isela Terry
James cassidy
Kendrick / Leiter
Ltayna Toliver
Matt Stoll
Pamela Ferris
Robert Rodriguez
Robert Wynkoop
Ron Brown
Shawn Stelzer
Thomas Madsen
Vincent Banks
Andrew Mikkelson
Don Schuett
Hugh Griffin
Jaquise Gardner
Jeff hansen
Ken Zirul
Kevin Baker
Michael Hamburger
Stacy Lehn
STACY Lehn
Stacy Hansen
Steve Houle
Tim Winn
Troy Johnson
Charles Sadams
Darlene wright
david Schwartz
David Moran
J Howard
James Scott
Larry McCulley
Quinton Richardson
Robby Leeson
Terrence Cohen
Todd Johnson
Derek Breerwood
Don Williams
Jim Kotter
Miles Corbitt
Samuel Luster
Brandon  Anderson
Deric Cneufeld
Ty Malek
Bryon Jones
Charmell Mclean
David Carlson
David Morris
David Wallace
Ellis Mcdowell
Felipe Miranda
James  Saunders
James K Carter
Jesse Garrett
Joseph Lowe
Karl Redd
Kayla Brady
Keven / Dudgeon
Naomi Hess
Phil Jansen
Robert McKoy
Rodger Moran
Thomas Simpson
Victoria Jkumar
Waithera Braxton
Wesley Barber
Janelle Grieco
Jason Starkey
John Solokhin
Michael Domina
Ryan Weber
Xochitl Gudino
Luke Sirois
Alberto Diaz
Amanda Bonsignore
Anita Mente
Clyde Jones
David Khalid
Dwight Ramsay
Edward Roach
Frank Rankdotro
Jason Ballek
John Meli
John Rothenberger
John Sorrentino
Joseph Brand
Joseph Owen
Karlene Walters
Ken Hogan
Lloyd Schiffres
Luz Rodriguez
Matthew Maxwell
Matthew Valente
Michael Sinisi
Nicholas Asburnett
Paul Theorgood
Richard Clark
Richard Schwartz
Robin Kindred Indred
Stacey Pettie
Theodore Tarvin
Thomas Homasuddo
Thomas Dakake
Thomas Lippolis
Wayne Famular
Caid Riggin
Earl Woody
Norman Riggin
 Binyomin Einhorn
 joel follman
Al Hamilton
Frank Rank
George Callaghan
James Loy
Jennifer Lyon
Jon Darwin
Kevin Blyman
Michael Cherbakov
Mike Hogan
Rigoberto Pena
Robert Stry
Andrew Kobak
anthony Canzoni
Barry Deem
Brent Fening
Charles Danzy
David Roberts
Doron Katriel
Jeffrey Class
Joe Rafidi
Lavora Ford
Martin Ran
Michael Laster
Nicholas Gaston
Robert Arnold
Scott Stoner
Sulieman Mumin
Thomas Kidd
Allen Moore
Allyson Norick
April Wasson
Greg Cannon
Joshua Wasson
Kimberly Duran
Penny Herbert
Phillip Smith
Richard Galls
David Magill
James honer
Albert Mosticchio
Benjamin Jaminmonarch
Bill Feggins
Cheryl Doublosky
Chris Donnelly
Daniel Harris
Danielle Jones
Edward Deloach
Felix Santiago
George Baileyyy
Gerald Hoover
Herman Chatman
Izabella Vradinskiy
Jeffrey Lynch
Jeffrey Wagner
Jessica Li
Jim / Heath
Joanna Hoekstra
John Brinson
John Metts
Joseph Becker
Joseph Digirolamo
Joseph Guiffre
Kahmara Gabri
Kevan Glasper
Kevin Thomas
Larue Boyd
Manuel Loperena
Michael Fry
Michael Graham
Michael Lisrael
Paul DeFinis
Randy Rocco
Richard Davis
Robert Johnson
Robert Lloyd
Robert Burns
Shawn Szrankowski
Steve Hnat
William Dell
William Roberts
Dale Rankin
Robert Iovino
Charles Sanderson
Charles beam
Craig Hazlewood
Dr Michael Addison
Jason Grice
Mark Henry
Mark Rothbauer
Scott Londeau
Al Dodd
Billy Brookshire
Greg lewis
James Brannon
James Strange
Jason Sterling
Jerry Hoover
Keelon Lawson
Kevin mcculley
Michael Hooker
Scott Smith
Steve Occhiogrosso
Taylor Mcgown
Ali Aladindin
Alicia Peterson
Anthony Garrett
Anthony Smith
Brenda Mcfarlane
Christopher Vaughn
Clay Jordan
Clifford Wilson
Daniel Cagle
Darren Hill
Dimitri Gavas
Donald Bessard
Edgar Ratkins
Elvia Handler
Eric Ricramirezzz
Fred Redanderson
Garland Dchenier
Igor Longoria
Jacqueline Holnes
James Wesselski
James Sharp
Janet Adams
Jennifer Lynch
Jeremy gilbert
Jesse Herrera
Justin Lacap
Kevin Davis
Kevin Thomas
Lawrence Erny
Layden Aydenwalker
Lee Taylor
Lori Bradshaw
Louis Rico
Matthew Camacho
Maurice Holmes
Miguel Quezada
Patrick McDonald
Paul Patterson
Paul Jerde
Pete Martinez
Ray Choate
Richard Salsman
Robert Stevens
Roberto Orodriguez
Roderick Gibbs
Ron Mertz
Ronak Patel
Ronald Adammm
Ronald Grant
Ross Rains
Tim Sasser
Tomas Surbina
Tony Holmes
Troy Brown
Willy Baires
Brian Marin
Bryan Kidd
Brian little
Chris little
Matthew Jenson
Alexandra Martin
Anthony Butler
Durley Felder
Ed walsh
Jack Swisher
James Gannon
Jennifer Buffaloe
Kevin Fitzpatrick
Luis Plus one Onate
Mark McShurley
Monica Felder
Randy HIll
Richard Hickey
Thomas Starr
Edward Brown
Christopher Holliman
Joshua Hadley
Steve Meyer
Charles Thompson
Dustin mckinney
Jason Peterson
Michael Turner
TJ Brady
Kelly Fischer
City  &  State
Phoenix AZ
Queen Creek AZ
Chicago AZ
Mesa AZ
Tucson AZ
Tucson AZ
Mesa AZ
Tucson AZ
Heber AZ
Mesa AZ
Sherman Oaks CA
Oakhurst CA
Agoura Hills CA
Glendale CA
Escalon CA
Los Angeles CA
San Jose CA
Spring Valley CA
Sacramento CA
Santa Rosa CA
Glendale CA
Temecula CA
Los alamitos CA
Simi Valley CA
Antioch CA
Paradise CA
Bakersfield CA
Long Beach CA
Denver CO
Aurora CO
Poncha Springs CO
Ft Collins CO
Pagosa Springs CO
Crested Butte CO
Thornton CO
Sedalia CO
 Castle rock CO
Watkins CO
Parker CO
Loveland CO
lakewood CO
Longmont CO
Branford CT
Bridgeport CT
Oakville CT
New Haven CT
Meriden CT
Wilmington DE
Seaford DE
Greenville DE
Wilmington DE
Aventura FL
Plantation FL
Ellenton FL
Miramar FL
Miami FL
Seffner FL
Tampa FL
Coconut Creek FL
Ocala FL
Lake Worth FL
Deerfield Beach FL
Miami FL
Port Charlotte FL
Jacksonville FL
West Palm Beach FL
Hollywood FL
Coconut Creek FL
St. Cloud FL
Clermont FL
Boynton Beach FL
Miami FL
Oviedo FL
Coconut Creek FL
Seffner FL
Riverview FL
ATLANTA GA
Portsmouth GA
Fairburn GA
Douglasville GA
Fayetteville GA
Atlanta GA
Valdosta GA
Lawrenceville GA
Savannah GA
Covington GA
Alpharetta GA
Marietta GA
Marietta GA
Atlanta GA
Forest Park GA
Gainesville GA
Kailua HI
Aiea HI
Chariton IA
Cedar Rapids IA
Boise ID
Caldwell ID
Coeur d'Alene ID
Rolling Meadows IL
Des Plaines IL
Lansing IL
Chicago IL
Dolton IL
Chicago IL
Dolton IL
Round Lake IL
Johnston City IL
Mt. Prospect IL
Chicago IL
Oak Forest IL
Carbondale IL
Midlothian IL
Chicago IL
Des Plaines IL
Chicago IL
South Holland IL
West Chicago IL
FRANKLIN PARK IL
Lisle IL
Skokie IL
Franklin Park IL
Chicago IL
Pekin IL
Lagrange IL
Lagrange IL
Mokena IL
Berkeley IL
Wheeling IL
Bartlett IL
Pontoon Beach IL
Morton, IL
Chicago IL
Johnston City IL
Lombard IL
Park Ridge IL
Indianapolis IN
IN / Michigan City IN
IN / Elkhart IN
Mooresville IN
Indiana / Camby IN
IN/ Bloomington IN
Jeffersonville IN
IN / Hammond (IL) IN
IN / Valparaiso IN
IN / Evansville IN
KS / Leawood KS
KS / Wichita KS
KS/MO/Columbia/ KS
KS / Olathe KS
KY / Dunmor KY
KY /  Lexington KY
KY / Vine Grove KY
Shreveport LA
Ville Platte LA
Covington LA
Metairie LA
Auburn MA
Abington MA
South Dennis MA
Waltham MA
Sterling MA
Plymouth MA
Wareham MA
Montgomery Vill MD
Waldorf MD
Potomac MD
Bowie MD
Baltimore MD
Distrcit Height MD
Pikesville MD
Trappe MD
Silver Spring MD
Boyds MD
Germatown MD
Easton MD
Birmingham MI
E. China MI
Clinton Township MI
Utica MI
Davisburg MI
Battle Creek MI
Detroit MI
Grosse pointe MI
Eastpointe MI
Detroit MI
Dimondale MI
Bingham Farms MI
Detroit MI
St Clair MI
Lake Odessa MI
Kentwood MI
Saint Helen MI
Gulfport MI
Frontenac MN
Minneapolis MN
Bloomington MN
Saint paul MN
Robbinsdale MN
Oakdale MN
Sartell MN
Roseville MN
Oak Grove MN
ANOKA MN
Robbinsdale MN
Roseville MN
Brooklyn Park MN
Isanti MN
St.Louis MO
Liberty MO
Walls MO
Kansas City MO
Springfield MO
Columbia MO
Farmington MO
St. Louis MO
St. Joseph MO
St. Louis MO
St Louis MO
Poplarville MS
Jackson MS
Poplarville MS
Kiln MS
Corinth MS
Billings MT
Missoula MT
Highwood MT
CHARLOTTE NC
Bunnlevel NC
Thomasville NC
Rocky Point NC
Salisbury NC
FAYETTEVILLE NC
Winston Salem NC
Raeford NC
Stanfield NC
Charlotte NC
Raleigh NC
Charlotte NC
Apex NC
Marengo NC
Jacksonville NC
Cornelius NC
Wilmington NC
Monroe NC
New Bern NC
Salisbury NC
Creedmoor NC
Charlotte NC
Omaha NE
Omaha NE
Lincoln NE
Gretna NE
Omaha NE
Omaha NE
Manchester NH
Fords NJ
Palmyra NJ
Hillsborough NJ
Mount Laurel NJ
Woodbury NJ
Freehold NJ
Mullica Hill NJ
Morristown NJ
Pennington NJ
Linwood NJ
GLEN RIDGE NJ
Brownmills NJ
Frenchtown NJ
Riverton NJ
Saddle River NJ
Mt Laurel NJ
Matawan NJ
Phillipsburg NJ
Sewell NJ
Swedesboro NJ
Orange NJ
Westfield NJ
Mays Landing NJ
Newark NJ
Butler NJ
Pennsauken NJ
Orange NJ
Deptford NJ
Toms River NJ
Totowa NJ
Holmdel NJ
Clark NJ
Bosque Farms NM
Chimayo NM
Bosque Farms NM
Monsey NY
Brooklyn NY
Bronx NY
Staten Island NY
Rosedale NY
Utica NY
Clarence NY
Montgomery NY
Farmingdale NY
New York NY
Hopewell Jct NY
Bayside NY
Ronkonkoma NY
Lakewood OH
Walton Hills OH
Englewood OH
Hamilton OH
Massillon OH
Massillon OH
Cincinnati OH
Dayton OH
Youngstown OH
Euclid OH
Beavercreek OH
Columbus OH
Columbus OH
Norton OH
Cortland OH
Euclid OH
Uniontown OH
OK / Edmond OK
Oklahoma City OK
Afton OK
Oklahoma City OK
Afton OK
Moore OK
Broken Arrow OK
Tulsa OK
Moore OK
Sherwood OR
Creswell OR
Bensalem PA
Pittsburgh PA
Philadelpha PA
Nazareyh PA
Philadelphia PA
Holland PA
Scranton PA
Philadelpha PA
Philadelphia PA
Pottstown PA
Philiadelphia PA
Philidelphia PA
HuntingdonValley PA
Plymouth Meeting PA
Levittown PA
Malvern PA
Spring House PA
Douglassville PA
Phila. PA
Dardy PA
Dillsburg PA
Philadelphia PA
Philadelphia PA
Catasauqua PA
Philadelphia PA
Levittown PA
Furlong PA
Lancaster PA
Philadelphia PA
Phila. PA
North Wales PA
Philadelphia PA
Feasterville PA
Gettysburg PA
Harleysville PA
Newville PA
Hatfield PA
Philadelphia PA
Carnegie PA
Hanover PA
Warminster PA
North Provide RI
West Warwick RI
Columbia SC
Columbia SC
Florence SC
Charleston SC
Myrtle beach SC
Travelers rest SC
Colorado Springs SC
Bluffton SC
Hendersonville TN
Nashville TN
Nashville TN
Maryville TN
Pleasanton TN
Murfreesboro TN
Lenoir City TN
Memphis TN
Gatlinburg TN
Nashville TN
Johnson City TN
Knoxville TN
Nashville TN
San Antonio TX
St. Petersburg TX
Dallas TX
Plano TX
San Antonio TX
Beaumont TX
Cypress TX
DALLAS TX
Borger TX
Houston TX
Dallas TX
Houston TX
Conroe TX
San Antonio TX
Pasadena TX
TOMBALL TX
Beaumont TX
Katy TX
Houston TX
Corpus Christi TX
Silsbee TX
Southmayd TX
Bertram TX
Watauga TX
Baytown TX
San Antonio TX
Livingston TX
Dallas TX
Austin TX
San Antonio TX
Bushland TX
Ft Walton Beach TX
San Antonio TX
Austin TX
Pearland TX
Antonio TX
Forney TX
Arlington TX
Arlington TX
Houston TX
Oak Leaf TX
Azle TX
Lubbock TX
Mcallen TX
Webster TX
San Antonio TX
Houston TX
Kemah TX
Kingwood TX
Dallas TX
Corinth TX
Laredo TX
Houston TX
Houston TX
Arlington TX
North Richland Hills TX
North Richland Hills TX
Orem UT
Orem UT
Payson UT
Stafford VA
Alexandria VA
Lynchburg VA
Manassas VA
Purcelle VA
Lovingston VA
Chesapeake VA
Manassas VA
Stafford VA
Front Royal VA
Lynchburg VA
Ashland VA
Virginia Beach VA
Centreville VA
Williston VT
Tumwater WA
Rainier WA
Spokane WA
Amery WI
Luck WI
DePere WI
Greenfield WI
Madison WI
Casper WY

Association's Motto " You Can Never Give Out Enough Good Will Changing One Life At A Time And The Life You Will Change Will Be Your Own."


Mark Houser

"The beginning of wisdom is this: Get wisdom Through it cost you all you have, get understanding."


Founding Verse Proverbs 4:7